Home Improvement Made Easy With WESTconsin

Are you adding home improvement projects to the spring-cleaning list this year? Not only can they update the look and feel of your home, but projects can also increase your home’s value. So which projects are worth doing and how do you front the sometimes-hefty cost? WESTconsin Credit Union is here to help every step of the way.

Small Projects That Give a Big Return

Home improvement projects can add functionality and a fresh look to your home while adding value in the long-run. Of course, full kitchen or bathroom remodels significantly increase your home’s value, but small projects that you can do yourself can boost it, too!

Small-scale DIY projects include:

• Installing crown molding: An inexpensive, easy way to give your house a whole new look!
• Freshening up fixtures: Doorknobs, curtain rods, light fixtures, and outlet covers are often overlooked. Replacing them is a quick way to update and change the overall look of your home.
• Installing a new front door: A new door can add character to your curb appeal. If you can’t afford a new door, consider repainting your current one with an attractive color.
• Adding ceiling fans: Ceiling fans can cut down on air conditioning costs, and they can also reduce heating costs by circulating warm air.
• Revealing and restoring hardwood floors: Older homes often have hardwood floors beneath carpet. Restoring rather than installing a whole new floor can save a lot of money and transform the feel of a room.
• Updating landscaping: Flowers and other plants are a great way to brighten your home’s exterior. Choose perennial plants that come back year after year over annuals that last a year or so. Patch any bald spots in the yard with fresh sod. Curb appeal is important when considering your home’s value.

Whether you’re planning on staying in your home or selling in the near future, small upgrades here and there can add significant value!

How Can I Pay for Home Renovation Projects?

Even small-scale projects around the house can rack up a big bill. If you’re like most families and do not have hundreds or thousands of dollars up front, a WESTconsin Easy Equity loan is the perfect choice for you!

With an Easy Equity loan from WESTconsin Credit Union, you borrow against your home’s equity. Like how a credit card functions, a HELOC gives you the flexibility to borrow, repay, and repeat. You can use the funds for anything, from home improvement, new appliances, landscaping, or even emergency repairs.

You do not need to have your mortgage loan with WESTconsin Credit Union to qualify. The loan amount depends on the amount of equity you have built up in your home and your credit history. Generally, lenders will allow you to access up to 80% of the equity you have in your home with a home equity line of credit. Calculators available on our website can help you determine the amount you may qualify for with an Easy Equity loan. 

You can apply online through our mortgage loan application. Have more questions? One of our knowledgeable and friendly Mortgage Loan Originators are happy to assist you through this process. Please call our Service Center at (800) 924-0022 and ask to speak to your local Mortgage Loan Originator for assistance.